About Anil kumar

Helping You Secure the Right Mortgage, Every Time

Your Pathway to Financial Prosperity Starts Here!

Committed to providing outstanding service with customized mortgage solutions, we’re here to ensure your borrowing journey is smooth, stress-free, and successful. Let our expertise and personalized guidance lead the way.

Anilkumar Lakhiya

Mortgage Associate & Team Lead

Anil is the Owner and Founder of AKL Mortgages & Wealth, where he is committed to delivering personalized mortgage and financial solutions tailored to each client’s unique goals.Anil brings over a decade of experience in the finance industry, with a strong specialization in mortgage lending. As a full-time Mortgage Broker, he has established himself as one of Canada’s top-performing professionals in the field. He has successfully assisted residential and commercial clients across Canada in securing financing solutions tailored to their unique needs and long-term financial goals. With comprehensive market expertise, a strategic and client-focused approach, and an unwavering commitment to excellence, Anil consistently delivers exceptional service and outstanding results nationwide.

Anil’s approach is based on attentive service, clear communication, and a commitment to helping his clients save money while making informed decisions. Whether it’s a first home, refinancing, or an investment property, he ensures each client fully understands their options and feels supported from start to finish.

With an analytical mind combined with a people-first approach, Anil is dedicated to finding the right mortgage solution for each of his clients’ unique goals and long-term financial health.

Benefits of Working With Us

Professional & Trustworthy

Professional and completely trustworthy, providing reliable
services you can depend on with confidence

Client First Approach

We put our clients first by delivering personalized, impartial
advice—built on active listening and clear, transparent
communication.

Tailored solution with expert

Get expert guidance and tailored solutions designed to meet
your unique financial needs and goals.

Experienced

Experienced professionals with strong, established
relationships with lenders and a proven history of successful
approvals.

Our clients speak for us

Any Questions? We got you

Get started today by getting a personalized evaluation of your home loan options from Freedom Mortgage.

We offer various mortgage types, including:
  • First Time Home Buyer
  • New to Canada
  • Bridge Financing
  • Private Lending
  • Commercial Lending
  • Reverse Mortgage

The process usually takes 48 - 72 hours depending on the complexity of file from application to approval, but this can vary based on individual circumstances.

You payment typically includes principal and interest (P&I). In some cases property tax can or will be added to the payment (PIT).

Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.

Rates are influenced by market conditions, your credit score, loan term, and down payment amount.

Depending on the terms of the mortgage, you can pre-pay a maximum of 10% to 20% annually based on your original principal balance. Reach out to us for a no-obligation review of your Mortgage Agreement.

Let's Discuss With Us

We’re here to help. Reach out to us for a friendly, no-pressure conversation about your goals, challenges, and financial needs.